An open letter to women facing retirement alone

Updated: Apr 26, 2020

My dear sister,

At the time I'm writing this, we're in the midst of social distancing due to the Coronavirus pandemic and I already know that life as we knew it will never be the same. It's anybody's guess what the future holds, but I'm pretty sure it'll require a new way of thinking and a new plan for what comes next.

Being an introvert with serious perfection issues, I've put off launching Retirement Divas for more reasons than I care to admit. Yet the COVID-19 crisis has made me realize three important things about that giant first step. First, there's never a "perfect" time to start a new business and done is better than perfect, (2) the Retirement Diva approach to life planning is even more important now in light of all that's happening around us, and (3) with so many of us working remotely (or sadly, not at all for now) along with the added challenges of social distancing, if there was ever a time for a thriving online community of women to support themselves and each other, it's now.

So it's time to go all in.

I'll post more about my journey and how the Retirement Diva model of retirement planning was born later, but for now, here's the short version.

Even before the pandemic hit, I knew that I didn't have the millions of dollars stashed away that I was "supposed" to have in order to retire. I was paralyzed by embarrassment, shame, fear, anger, anxiety, and depression. The fact that I was about 10 years away from retirement and facing it alone, only made things worse.

At some point I realized that I could spend the next 10 years watering those feelings and allowing them to grow like weeds crowding out every bit of hope and joy in my life, or I could come up with another plan. I chose the latter... and Retirement Divas was born.

The concept is simple. Figuring out how to live a champagne life on a bottled water budget.

For the past several years I'd been "gamifying" my life by finding ways to have the things I needed and/or wanted without spending full price - or in some cases any price - for them. My motivation was partly to save money, partly to resist the onslaught of messages that we always need to buy more, have more, be more... and partly just because I could. From embracing minimalism to doing a lot of minor home improvements myself, I found joy in beating the system. Again, not so much because I had to, but because I could.

As I started thinking about how I could synthesize all that I was learning, doing, and sharing, I started meeting more and more women in my age group that were facing similar fears and concerns about what their future would look like, and I knew that was confirmation that I could make a living by making a difference.

As scary and uncertain as this time is for us right now, it's also an opportunity to start planning for what our lives will look like when we come through this crisis... and we will.

Let's redirect this nervous energy into positive actions that will support the five pillars of the Retirement Diva model: health & wellness, financial security, sacred space, community & connection, and passion & purpose.

Collectively, we can't afford to spend another day fearing our future. It's time to act... and now many of us have the time.

So join me on this journey and let's start living our best lives NOW!

Living our best lives,


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